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American Share provides an alternative to federal deposit insurance. We cover up to $250,000 per account—not per member—with no limit to the number of accounts. Our purpose is to insure deposits at our credit unions—without adding regulatory burden. You have a choice: Choose American Share.


Excess Share Insurance — Is your goal is to Attract, Protect or Retain deposits? You can now customize the coverage provided to your members with deposit account balances in excess of $250,000 with our Double Cover, Custom Cover or Select Cover programs.